A fairly newer addition to the world of payment cards, Atome Card, has expeditiously gained traction since its launch in the mid of August 2022.
Boasting the combined efforts of Mastercard and Atome, the Atome Card is a payment card of the modern era. It aims to differ from your traditional payment cards in more ways than one, all of which will be discussed later in this Atome Card user guide!
Before diving straight into the purpose of this article: how to use the Atome card, we’ll first talk a bit about this groundbreaking introduction to the line of conventional payment cards.
What is Atome Card?
Most Atome Card user guides describe the Atome Card as a brand-new payment alternative that allows all of its users to shop from retailers that offer payments through a Mastercard. In layman’s terms, it means that the Atome Card is a one-of-a-kind payment card that has a preassigned Atome Card limit.
Atome Card users can choose to opt for an Atome virtual card, Atome physical card, or both, for that matter! It’s imperative to mention that a single applicant may opt for both virtual and physical cards, both of which can be managed distinctly. The card numbers printed on both of these cards are different; however, the spending limit is shared.
Atome virtual card
As the name suggests, the Atome virtual card works with all ‘virtual’ stores. This means you can use the Atome virtual card to shop from a multitude of online stores that offer payments through Mastercard.
Atome physical card
In contrast to the Atome virtual card, Atome physical cards allow you to shop from both online and physical stores, which gives you the option to pay for your purchases through your Mastercard.
How to get an Atome Card?
To get an Atome Card, you must meet the eligibility criteria: you must possess a valid PH ID identity, must be 18 years or older, and must have the Atome app downloaded on your phone.
Once you meet the eligibility criteria, you can submit an Atome Card application through the Atome app. The same app can even be used to track the status of your application.
And that’s it! After an individual applies for an Atome Card, the application can take up to 2 working days to process. If the individual is eligible for the Atome Card, they will receive a confirmatory email or SMS to proceed with the Atome Card application. It hardly takes 90 seconds to apply, thanks to Atome’s fast approval process.
Atome Card user guide: how to use it?
Now’s the time this Atome Card user guide enlightens you on using the Atome Card so that you learn how to use Atome Card the right way!
Atome Card is just like any other payment card. You can use it to shop anywhere. Atome Cards can be used at all in-store and online merchants of Mastercard. Mastercard processes all electronic payment services and transactions for merchants on behalf of its financial institution members.
You can use your Atome virtual card or your physical card at all the stores offering Mastercard payments at their POS terminals. When presented with the bill, just give your Atome Card to the cashier if it’s a physical store. Else, if it’s an online store, enter the details of your Atome Card after selecting Mastercard as the mode of payment.
Where can I use the Atome Card?
With the Atome Card, users are blessed with the option to shop anywhere where Mastercard is accepted as a payment mode. For you, this means that you can shop from ALL Mastercard-supported merchants using the Atome Card for shopping. Users can use the Atome virtual card to shop online and the physical card to shop physically from a certain store.
Atome Card takes micro financing a way forward. It will help facilitate all communities with the amenity of credit card services without the usual prerequisites of owning a credit card, i.e., minimum bank balance and credit score with no annual fee.