Pay later anywhere
Say hello to shopping
everywhere with ease
Goodbye to annual fees, hidden
charges and pesky paperwork
Flexible installment plans
Pay later at 0% interest for up to 40 days and enjoy flexible installment plans up to 6 months
Be in control
Manage your transactions and spending limit of up to ₱200,000 at ease in your Atome app
Shop anywhere
Shop everywhere Mastercard is accepted — online, in-store, even overseas
Instant application
Fast online application in 90 seconds with no minimum income required
Who is eligible
Be at least 18 years old
Hold a valid PH ID card
No minimum income required
Pick your vibe
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