Flexible installments
Get 0% interest up to 40 days, or split payments in 3-6 months.
Atome Card
Pay later anywhere
Shop smarter, live better
Be in control
Set spending limits up to ₱200,000 and track every purchase in real-time.
Shop anywhere
Use it everywhere Mastercard® is accepted — online, in-store or overseas.
Apply in seconds
No queues, no paperwork, no min. income required.
Flexible installments
Get 0% interest up to 40 days, or split payments in 3-6 months.
Be in control
Set spending limits up to ₱200,000 and track every purchase in real-time.
Shop anywhere
Use it everywhere Mastercard® is accepted — online, in-store or overseas.
Apply in seconds
No queues, no paperwork, no min. income required.
How it works
Make a purchase
Use your Atome Card anywhere Mastercard® is accepted.
Choose your plan
Split your bills into 3 or 6 payments instantly.
Pay your way
Multiple payment options: Atome Savings, Card, Bank transfer, Over-the-counter, E-wallets.
Who can apply
- Be at least 18 years old
- Holds a Valid, Government-issued ID
- No minimum income required
Pick your vibe
Choose a design that matches your style
FAQ
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