Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
This app makes shopping less heavy on the pocket monthly.
@i***HPerfect alternative to traditional credit cards for young professionals.
@D***oReally helps when you need to buy essentials before payday.
@R***oEasy linking with my e-wallets, making repayment super smooth.
@M***CTransparent schedule of payments helps me track my upcoming bills.
@A***PBest BNPL app in the Philippines market right now hands down.
@N***MI always use this for buying electronic gadgets on installment.
@M***yVery reliable app, never experienced any downtime during checkout process.
@P***LHighly recommended for anyone looking for flexible payment options here.
@M***nConsistent updates make the app feel very safe and modern.
@T***oPerfect for purchasing appliances without draining my savings account.
@B***SLove the user interface, it is very clean and simple.
@A***MHelped me manage my budget during the recent holiday sales.
@K***sGreat customer support when my payment voucher did not apply.
@R***KVery neat application process with minimal documents required online.
@G***F