Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
"this app is a big help for me.... Amazing"
M***e"Great! I'm now an Atome Card member"
d***s"great and easy to use apps"
O***n"Excellent App and Issues been settled in no time."
P***o"good 3.25% savings interest"
M***A"satisfied I give more star"
A***d"Useful great atome. thank you"
P***a"I like this app very much .it's easy to apply."
N***o"helpful in times you need an emergency"
J***T"excellent service"
J***t"this app is easy to use and legit"
J***t"nice app according to my cousin"
A***n"Good Service and Easy Access"
C***J"very useful and accessible :) thank you"
S***s"very convenient"
k***a