Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Download Atome

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

Easy linking with my e-wallets, making repayment super smooth.

@M***C

Really helps when you need to buy essentials before payday.

@R***o

I always use this for buying electronic gadgets on installment.

@M***y

The iOS widget and dark mode support look absolutely amazing.

@M***1

Smooth bill payment experience without any errors or sudden crashes.

@J***s

Great partner stores available, hoping for more fashion brands soon.

@R***S

Perfect for purchasing appliances without draining my savings account.

@B***S

Great customer support when my payment voucher did not apply.

@R***K

The approval process was fast and the terms are transparent.

@J***z

Customer service responded quickly when I had questions about payment.

@G***s

Fast registration, got my credit line approved within ten minutes.

@J***S

This app makes shopping less heavy on the pocket monthly.

@i***H

App security feels premium, login with FaceID is very quick.

@E***r

Very reliable app, never experienced any downtime during checkout process.

@P***L

The app does not lag and notifications are very helpful.

@C***G

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
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