Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Very neat application process with minimal documents required online.
@G***FThe app does not lag and notifications are very helpful.
@C***GVery seamless transaction experience from vouchers application to checkout.
@A***VPerfect alternative to traditional credit cards for young professionals.
@D***oBest BNPL app in the Philippines market right now hands down.
@N***MPerfect for purchasing appliances without draining my savings account.
@B***SThis app makes shopping less heavy on the pocket monthly.
@i***HExcellent service, been using this for months with no issues.
@M***aEasy linking with my e-wallets, making repayment super smooth.
@M***CZero interest options are genuine and super helpful for budgeting.
@C***TVery convenient to use for split payments when shopping online.
@M***sConsistent updates make the app feel very safe and modern.
@T***oGreat customer support when my payment voucher did not apply.
@R***KThe approval process was fast and the terms are transparent.
@J***zI always use this for buying electronic gadgets on installment.
@M***y