Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Great partner stores available, hoping for more fashion brands soon.
@R***SHighly recommended for anyone looking for flexible payment options here.
@M***nNo hidden charges so far, everything is stated clearly beforehand.
@P***9Really helps when you need to buy essentials before payday.
@R***oThe approval process was fast and the terms are transparent.
@J***zPerfect alternative to traditional credit cards for young professionals.
@D***oApp security feels premium, login with FaceID is very quick.
@E***rGreat customer support when my payment voucher did not apply.
@R***KCustomer service responded quickly when I had questions about payment.
@G***sLove the user interface, it is very clean and simple.
@A***MZero interest options are genuine and super helpful for budgeting.
@C***TThe merchant discounts are actually usable and save me money.
@E***RVery seamless transaction experience from vouchers application to checkout.
@A***VSuper smooth user journey, even my mom can use it easily.
@S***GExcellent service, been using this for months with no issues.
@M***a