Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Excellent service, been using this for months with no issues.
@M***aFast registration, got my credit line approved within ten minutes.
@J***SGreat partner stores available, hoping for more fashion brands soon.
@R***SEasy linking with my e-wallets, making repayment super smooth.
@M***CConsistent updates make the app feel very safe and modern.
@T***oPerfect for purchasing appliances without draining my savings account.
@B***SSuper smooth user journey, even my mom can use it easily.
@S***GThis app makes shopping less heavy on the pocket monthly.
@i***HReally helps when you need to buy essentials before payday.
@R***oVery seamless transaction experience from vouchers application to checkout.
@A***VVery convenient to use for split payments when shopping online.
@M***sVery reliable app, never experienced any downtime during checkout process.
@P***LApp security feels premium, login with FaceID is very quick.
@E***rThe iOS widget and dark mode support look absolutely amazing.
@M***1I always use this for buying electronic gadgets on installment.
@M***y