Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Great partner stores available, hoping for more fashion brands soon.
@R***SSmooth bill payment experience without any errors or sudden crashes.
@J***sEasy linking with my e-wallets, making repayment super smooth.
@M***CCustomer service responded quickly when I had questions about payment.
@G***sVery seamless transaction experience from vouchers application to checkout.
@A***VConsistent updates make the app feel very safe and modern.
@T***oPerfect alternative to traditional credit cards for young professionals.
@D***oFast registration, got my credit line approved within ten minutes.
@J***SBest BNPL app in the Philippines market right now hands down.
@N***MThe iOS widget and dark mode support look absolutely amazing.
@M***1Excellent service, been using this for months with no issues.
@M***aTransparent schedule of payments helps me track my upcoming bills.
@A***PApp security feels premium, login with FaceID is very quick.
@E***rLove the user interface, it is very clean and simple.
@A***MThe app does not lag and notifications are very helpful.
@C***G