Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Download Atome

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

Very neat application process with minimal documents required online.

@G***F

Very reliable app, never experienced any downtime during checkout process.

@P***L

Super smooth user journey, even my mom can use it easily.

@S***G

Consistent updates make the app feel very safe and modern.

@T***o

The app does not lag and notifications are very helpful.

@C***G

Zero interest options are genuine and super helpful for budgeting.

@C***T

Great customer support when my payment voucher did not apply.

@R***K

App security feels premium, login with FaceID is very quick.

@E***r

Helped me manage my budget during the recent holiday sales.

@K***s

Customer service responded quickly when I had questions about payment.

@G***s

This app makes shopping less heavy on the pocket monthly.

@i***H

Excellent service, been using this for months with no issues.

@M***a

Fast registration, got my credit line approved within ten minutes.

@J***S

Perfect alternative to traditional credit cards for young professionals.

@D***o

Love the user interface, it is very clean and simple.

@A***M

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
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