Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Download Atome

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

Easy linking with my e-wallets, making repayment super smooth.

@M***C

The iOS widget and dark mode support look absolutely amazing.

@M***1

Helped me manage my budget during the recent holiday sales.

@K***s

Great customer support when my payment voucher did not apply.

@R***K

I always use this for buying electronic gadgets on installment.

@M***y

Customer service responded quickly when I had questions about payment.

@G***s

Zero interest options are genuine and super helpful for budgeting.

@C***T

Love the user interface, it is very clean and simple.

@A***M

Very reliable app, never experienced any downtime during checkout process.

@P***L

Highly recommended for anyone looking for flexible payment options here.

@M***n

Perfect alternative to traditional credit cards for young professionals.

@D***o

No hidden charges so far, everything is stated clearly beforehand.

@P***9

This app makes shopping less heavy on the pocket monthly.

@i***H

The app does not lag and notifications are very helpful.

@C***G

Very convenient to use for split payments when shopping online.

@M***s

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
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