Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
The app does not lag and notifications are very helpful.
@C***GThe merchant discounts are actually usable and save me money.
@E***RCustomer service responded quickly when I had questions about payment.
@G***sHighly recommended for anyone looking for flexible payment options here.
@M***nPerfect alternative to traditional credit cards for young professionals.
@D***oZero interest options are genuine and super helpful for budgeting.
@C***TTransparent schedule of payments helps me track my upcoming bills.
@A***PEasy linking with my e-wallets, making repayment super smooth.
@M***CI always use this for buying electronic gadgets on installment.
@M***yConsistent updates make the app feel very safe and modern.
@T***oThe approval process was fast and the terms are transparent.
@J***zThe iOS widget and dark mode support look absolutely amazing.
@M***1Very seamless transaction experience from vouchers application to checkout.
@A***VBest BNPL app in the Philippines market right now hands down.
@N***MThis app makes shopping less heavy on the pocket monthly.
@i***H