Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
Really helps when you need to buy essentials before payday.
@R***oVery reliable app, never experienced any downtime during checkout process.
@P***LHelped me manage my budget during the recent holiday sales.
@K***sConsistent updates make the app feel very safe and modern.
@T***oPerfect alternative to traditional credit cards for young professionals.
@D***oVery seamless transaction experience from vouchers application to checkout.
@A***VVery convenient to use for split payments when shopping online.
@M***sThis app makes shopping less heavy on the pocket monthly.
@i***HI always use this for buying electronic gadgets on installment.
@M***yThe app does not lag and notifications are very helpful.
@C***GZero interest options are genuine and super helpful for budgeting.
@C***TGreat customer support when my payment voucher did not apply.
@R***KVery neat application process with minimal documents required online.
@G***FSmooth bill payment experience without any errors or sudden crashes.
@J***sThe approval process was fast and the terms are transparent.
@J***z