Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

"Great! I'm now an Atome Card member"

d***s

"reliable and convenient.."

M***a

"well.....I think atome Card secure your cash..."

J***o

"It is very useful, and very convenient to use, anytime, anywhere.. Love thanks atome.."

M***n

"I like this app very much .it's easy to apply."

N***o

"excellent service"

J***t

"Useful great atome. thank you"

P***a

"ang Ganda naman tong atome apps"

M***n

"this app is easy to use and legit"

J***t

"Excellent App and Issues been settled in no time."

P***o

"a user friendly applications i enjoy earning points to redeem a vouchers for shooping discount"

J***e

"very convenient"

k***a

"It's very convenient to use. No complain so far."

B***n

"very nice and smooth transaction"

m***o

"so reliable and excellent service"

j***n

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
FAQ
Blog