Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

"good 3.25% savings interest"

M***A

"Good Service and Easy Access"

C***J

"nice app according to my cousin"

A***n

"It's easy to download the app. Smooth process!"

J***o

"satisfied I give more star"

A***d

"ang Ganda naman tong atome apps"

M***n

"Easy to use and very reliable. Highly recommended"

X***o

"very convenient"

k***a

"this app is a big help for me.... Amazing"

M***e

"well.....I think atome Card secure your cash..."

J***o

"this app is easy to use and legit"

J***t

"I recommended billease and atome no hidden charges and very reliable I'm glad to have this"

D***O

"a user friendly applications i enjoy earning points to redeem a vouchers for shooping discount"

J***e

"Easy to use for my everyday cashless transactions. i dont have to think if I get the change right."

C***a

"It is very useful, and very convenient to use, anytime, anywhere.. Love thanks atome.."

M***n

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
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