Pay bills
Settle bills and reloads easily with one mobile app
Time to own it
One app. Complete financial freedom.
Everything you need to manage money smarter
Powerful tools that simplify your life
QR PH
Quickly scan QR codes and pay seamlessly anytime, anywhere
Insurance
Stay protected with plans designed for your lifestyle
Protected by
industry-leading security
Multi-layer encryption
Bank-grade encryption that secures every transaction.
Smart fraud detection
AI-powered monitoring that catches suspicious activity in real time.
Biometric login
Your face and fingerprint are the only keys to your money.
24/7 support
A real human is always one tap away when you need help.
Built for wherever you are in life
Start with Atome Card
For smarter everyday spending.
Build with Atome Savings
For goals worth working toward.
Bridge with Atome Cash
For when life needs a hand up.
FAQ
Blog
App security feels premium, login with FaceID is very quick.
@E***rVery reliable app, never experienced any downtime during checkout process.
@P***LBest BNPL app in the Philippines market right now hands down.
@N***MSuper smooth user journey, even my mom can use it easily.
@S***GZero interest options are genuine and super helpful for budgeting.
@C***TThe approval process was fast and the terms are transparent.
@J***zVery convenient to use for split payments when shopping online.
@M***sExcellent service, been using this for months with no issues.
@M***aPerfect for purchasing appliances without draining my savings account.
@B***SLove the user interface, it is very clean and simple.
@A***MHighly recommended for anyone looking for flexible payment options here.
@M***nConsistent updates make the app feel very safe and modern.
@T***oHelped me manage my budget during the recent holiday sales.
@K***sThis app makes shopping less heavy on the pocket monthly.
@i***HSmooth bill payment experience without any errors or sudden crashes.
@J***s