A new way for credit
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Buy now.
Pay later.
We live in the moment just like you, and we get that some things in life shouldn’t have to wait.
With Atome, you can get a headstart. Split your purchase into 3 interest-free installments at different of stores.
We call this 💪
empowered shopping.
You’re in control.
- Stretch your dollar and manage your spending
- No interest charges or hidden fees, ever
*Admin fee applies to re-activate suspended accounts - Account setup is a breeze
- Track payments anytime from your mobile app
- Shop at online or in-store retailers
A new way
for credit
Shop anywhere Mastercard® is accepted—online, in-store, even overseas
- Up to ₱200,000 credit limit
- No minimum income required
- Fast online application and approval
- No annual fee and hidden charges
Reward yourself
with the finer
things in life.
Step into a truly impeccable experience and bespoke privileges when you shop, dine or travel with Atome+.
- 🌟 Redeem exclusive rewards for endless possibilities
- 💰 Get instant cashback for every dollar spent
Play in-app games with Atome+ points and win big!
Are you a retailer?
Let’s grow your business together
Partner with Atome for bigger baskets, better conversions and brand new customers.
It’s simple - just drop us a note today.