How to Use Atome Card for Payments in the Philippines

by dianezreyes

Sep 26 2023

In the ever-evolving fintech landscape of the Philippines, the Atome Card has emerged as a notable player. The payment card offering from Atome not only provides the benefits of traditional payment cards but also incorporates features tailored for the modern Filipino shopper. Here, we’ll delve into how you can use the Atome Card for making payments.

Getting Started with Atome Card

Before diving into the payment process, it’s essential to understand the initial steps:

  1. Application and Approval: Apply for the Atome Card through Atome’s mobile app, submit the necessary financial details, and upon approval, request a physical card to maximize the power of the card.
  2. Setting Up: Once you have the card, set up a 4-digit PIN for your physical card. This integration will allow you to monitor and secure your transactions everywhere you choose to pay.

Making Payments with Atome Card:

Physical Stores:

  1. Present your Atome Card at the checkout counter.
  2. Utilize the tap-to-pay feature on POS terminals for a faster checkout process.
  3. If tap-to-pay isn’t available at your chosen merchant, insert your card, choose “Savings” and enter your 4-digit PIN as required.

Online Shopping:

  1. On the payment page, select the credit card payment option.
  2. Enter your Atome Card details: card number, expiry date, and CVV.
  3. For added security, you might receive a One-Time Password (OTP) on your registered mobile number. Enter this OTP to complete the transaction.

Managing Your Payments:

  1. Real-time Notifications: After every transaction made using the Atome Card, you’ll receive instant notifications via the Atome app and email alerts, ensuring you’re always updated about your spending.
  2. Bill Settlement: Monthly statements will detail all your transactions. You can settle your Atome Card bill through various payment methods like InstaPay, card, or even at designated payment centers.
  3. Installment Options: One of the standout features might be the ability to convert your bills into installment plans directly via the Atome app, giving you financial flexibility.

Benefits of Using Atome Card for Payments:

  • Seamless Integration: The synergy between the Atome Card and the Atome app ensures that you have complete control over your finances at your fingertips.
  • Wide Acceptance: As a Mastercard, Atome Card is accepted by numerous merchants throughout the Philippines.
  • Control over your finances: With its installment feature and seamless payment settlements, you’re equipped to manage your budget more effectively.

The Atome Card is not just any ordinary card. It is a symbol of the future of payments in the Philippines. By seamlessly integrating traditional card features with innovative fintech solutions, the Atome Card ensures that Filipino consumers stay ahead of the curve when it comes to digital payment methods. It is important to use credit responsibly by keeping track of your expenses and promptly paying off any outstanding balances.

Download the app to get started with your Atome Card journey today!

Pay in 3 or 6 months installment! Apply For Atome Card!
Pay in 3 or 6 months installment!
Apply For Atome Card!

Main keywords of the article:

Pay in 3 or 6 months with Atome Card
Copyright 2023 Atome. All rights reserved.
Corporate Name

Neuroncredit Financing Company Inc.

SEC Registration Number


Certificate of Authority to Operate a Financing/Lending Company (CA) Number


Please ensure that you have read and understood the terms and conditions of the service
prior to obtaining the product.