Atome – Time to own it

Time to own it

One app. Complete financial freedom.

Everything you need to manage money smarter

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Atome Card

Atome Card

0% interest up to 40 days. No annual fees, ever.

Atome Cash

Atome Cash

Get up to ₱55K in minutes.

Atome Savings

Atome Savings

Earn 3.25% p.a. interest, paid daily. No minimum deposit or lock-in period.

Powerful tools that simplify your life

Pay bills

Settle bills and reloads easily with one mobile app

Product logo

QR PH

Quickly scan QR codes and pay seamlessly anytime, anywhere

Insurance

Stay protected with plans designed for your lifestyle

Protected by
industry-leading security

  • Multi-layer encryption

    Bank-grade encryption that secures every transaction.

  • Smart fraud detection

    AI-powered monitoring that catches suspicious activity in real time.

  • Biometric login

    Your face and fingerprint are the only keys to your money.

  • 24/7 support

    A real human is always one tap away when you need help.

"great and easy to use apps"

O***n

"well.....I think atome Card secure your cash..."

J***o

"easy to fill in and very useful"

M***o

"satisfied I give more star"

A***d

"Useful great atome. thank you"

P***a

"excellent service"

J***t

"this app is a big help for me.... Amazing"

M***e

"Easy to use for my everyday cashless transactions. i dont have to think if I get the change right."

C***a

"Good Service and Easy Access"

C***J

"It's very convenient to use. No complain so far."

B***n

"very nice and smooth transaction"

m***o

"nice app according to my cousin"

A***n

"reliable and convenient.."

M***a

"I like this app very much .it's easy to apply."

N***o

"so reliable and excellent service"

j***n

Built for wherever you are in life

Start with Atome Card

For smarter everyday spending.

Build with Atome Savings

For goals worth working toward.

Bridge with Atome Cash

For when life needs a hand up.

Built for wherever you are in life
Your all-in-one finance app
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