Atome - Buy Now Pay Later at 0% Interest

Atome Card

Pay later anywhere

Download Atome

Pay later anywhere

Shop anywhere Mastercard® is accepted—online, in-store, even overseas

Give yourself a boost with Atome Cash. At ultra-low monthly interest rates, it’s never been easier to fund the things that matter.

Make every peso count, the easy way

Daily-paid interest up to 3.25%*
*Rates might adjust based on Netbank’s policies and market conditions
0 repayment fees on Atome Card and Cash bills
No mininum balance, no lock-in period
PDIC insured up to ₱1,000,000